Reading Your Credit Report

How to Read Your Credit Report

When you sign up today to receive your 3-in-1 credit report, you'll have instant access to all kinds of credit report information.

How should you make sense of your credit report? What's the best way to read your credit report? Here's a brief FAQ to get you started:

Make sure your personal information is correct. All 3 credit reports will include personal information, from your Social Security number to your recent employment history. You'll want to make sure this information is right.

Make sure your public information is correct. Any legal situations that would affect your financial picture — from paying child support to declaring bankruptcy — will be on your credit report. These can often be complicated, so make sure that whatever information about them that appears in your credit report is error-free.

Make sure your account information is correct. For each credit card, utility bill and loan, you'll see how much you owe, month-by-month information about whether you paid on time, and other information relevant to that particular account. Take the time to check it all.

Your 3-in-1 credit report from Privacy Matters 1-2-3 will give you everything you need to see all your credit information — including all three of your credit scores — in one easy-to-understand format.

Should you find an error on your credit report, be sure to contact the credit bureau immediately. Uncorrected errors can unfairly lower your credit score, which in turn can cost you money.

Being smart about your finances means regularly tracking your credit reports. Privacy Matters 1-2-3 lets you access all your credit information anytime you want. You can even receive e-mail alerts when suspicious activity turns up on your credit report.

Don't waste any more time: Sign up right now for your 3-in-1 credit report — and get smart about your finances.