The 3 Credit Bureaus

What Are The Three Credit Bureaus?

You've heard about them from friends, banks, television commercials and elsewhere. They're the three credit reporting bureaus that collect information about you and determine your credit score — and, in many ways, your financial future.

The credit bureaus are mysterious entities to many people. Here's a brief FAQ to help make them less mysterious:

Who are the credit reporting bureaus?
There are three major consumer credit bureaus in the United States: Experian, Equifax and TransUnion.

Where do the credit bureaus get their information?
A variety of sources, including financial organizations, utility companies, debt collection agencies and public courts.

Who uses the reports that the consumer credit bureaus create?
Lenders, such as banks and credit card companies, as well as employers and landlords use the information supplied by the credit bureaus to assess your creditworthiness.

So if you want better terms on loans, lower rates on credit cards and maybe even that dream job, you need to make sure your credit report is in solid shape.

That's where a 3-in-1 credit report from Privacy Matters 1-2-3 comes in. You'll see all your credit information at all three major credit bureaus — including all three of your credit scores — in one simplified format.

You'll know your credit score so you can get the best interest rates and loan terms. You'll be able to spot and correct errors in information at any of the three credit reporting bureaus. We'll even send you e-mail alerts when there's suspicious activity on any of your accounts that suggests you've become a victim of identity theft.

Sign up today and get your 3-in-1 credit report and free triple scores from Privacy Matters 1-2-3 right now. It's safe and easy — and it'll bring you the financial knowledge and peace of mind you need in today's fast-paced world.